Loan Rates (Effective April 1, 2023)

Loan TypeTermAPR*
Personal loanup to 60 months10.00%
Share secured (using funds on deposit as collateral)up to 60 months3.00+Share Dividend Rate%
Autoup to 36 months
(All model years with approved value)
Autoup to 48 months
(Autos 10 years old or newer)
Autoup to 60 months
(Autos 10 years old or newer)
Autoup to 72 months
(Autos 5 years old or newer)
ATV and Boatup to 48 months8.00%
Home equity (fixed rate)up to 60 months5.75%
Home equity (fixed rate)up to 120 months6.00%
Home equity (fixed rate)up to 180 months6.50%
Home equity (fixed rate)up to 240 months7.00%
Visa Credit CardPurchase9.90% (Variable Rate)
Visa Credit CardCash advance10.90% (Variable Rate)

*APR=Annual Percentage Rate. All loans are subject to underwriting guidelines. Loan rates and terms are dependent on applicant’s credit history and collateral. Other rates and terms may be available. All secured loans require title lien and full coverage insurance. Rates are subject to change with out notice. Home Equity loans paid off before the second anniversary of the closing date will be subject to reimburse the Credit Union for all amounts paid on the borrower(s) behalf. Titan Federal Credit Union (FCU) is federally insured by the National Credit Union Administration. Titan FCU is an Equal Opportunity Lender. Titan FCU is an Equal Housing Lender. Membership Eligibility Required. For complete details please contact Titan FCU.