Loan Rates (Effective January 1, 2023)

Loan TypeTermAPR*
Personal loanup to 60 months8.00%
Share secured (using funds on deposit as collateral)up to 60 months3.00%
Autoup to 36 months3.75%
Autoup to 48 months3.75%
Autoup to 60 months
(Autos 10 years old or newer)
Autoup to 72 months
(Autos 5 years old or newer)
ATV and Boatup to 48 months7.00%
Home equity (fixed rate)up to 60 months4.50%
Home equity (fixed rate)up to 120 months5.00%
Home equity (fixed rate)up to 180 months5.50%
Home equity (fixed rate)up to 240 months6.00%
Visa Credit CardPurchase9.90%
Visa Credit CardCash advance10.90%

*APR=Annual Percentage Rate. All loans are subject to underwriting guidelines. Loan rates and terms are dependent on applicant’s credit history and collateral. Other rates and terms may be available. All secured loans require title lien and full coverage insurance. Rates are subject to change with out notice. Home Equity loans paid off before the second anniversary of the closing date will be subject to reimburse the Credit Union for all amounts paid on the borrower(s) behalf. Titan Federal Credit Union (FCU) is federally insured by the National Credit Union Administration. Titan FCU is an Equal Opportunity Lender. Titan FCU is an Equal Housing Lender. Membership Eligibility Required. For complete details please contact Titan FCU.