Current Rates




Savings Rates
Account Type APR* APY**
Savings account 0.60% 0.60%
Club account (Christmas, second savings) 0.60% 0.60%
IRA Savings (Traditional or ROTH) 0.85% 0.85%
36 months Share Certificate 2.10% 2.12%
*Annual Percentage Rate **Annual Percentage Yield
Dividend rates and APY are subject to change without notice. Please contact the credit union for additional terms and current rates.
All accounts are federally insured to $250,000.00 by the National Credit Union Administration, a U.S. Government Agency. IRA accounts are separately insured to $250,000.00.


Loan Rates
Loan Type Term APR*
Personal loan up to 60 months 7.00%
Share secured (using funds as collateral) up to 60 months 3.00%
Auto up to 36 months 1.75%
Auto up to 48 months 2.00%
Auto up to 60 months 3.00%
Auto up to 72 months 4.00%
ATV and Boat up to 48 months 6.00%
Home equity (fixed rate) up to 60 months 3.00%
Home equity (fixed rate) up to 120 months 3.75%
Home equity (fixed rate) up to 180 months 5.00%
Home equity (fixed rate) up to 240 months 6.00%
Visa Credit Card Purchase 9.90%
Visa Credit Card Cash advance 10.90%
*APR=Annual Percentage Rate. Vehicle, Motorhome and Motorcycle Loan rates and terms are dependent on applicant’s credit history and vehicle year, make and model. Other rates and terms available. All secured loans require title lien and full coverage insurance. Rates are subject to change. Titan Federal Credit Union (FCU) is federally insured by the National Credit Union Administration. Titan FCU is an Equal Opportunity Lender. Titan FCU is an Equal Housing Lender. Membership Eligibility Required. For complete details please contact Titan FCU.