Savings Rates (January 2010)    
  APR* APY**
Regular Shares 1.25% 1.26%
Christmas Shares 1.00% 1.00%
Share Drafts 0.00% 0.00%
IRA shares 2.50% 2.52%
     
* Annual Percentage Rate      ** Annual Percentage Yield
Dividend rates and APY are subject to change without notice. Please contact the credit union for additional terms and current rates.

All accounts are federally insured to $250,000.00 by the National Credit Union Administration, a U.S. Government Agency. IRA accounts are separately insured to $250,000.00.


Loan Rates (May 2010)
Click here
for a printable loan application which may be faxed to 814/359-4543.  Please include income verification and vehicle information if it is for a purchase.
  Term APR**
Vehicle Loans 36 mos. 2.90%
  48 mos. 3.00%
  60 mos. 3.00%
  72 mos. 4.00%
     
Share Secured 60 mos. 4.0%
     
Second Mortgages up to 10 yrs. 3.75%
  from 10 to 20 yrs. 4.00%
     
Personal (Unsecured) 60 mos. 7.0%
     
VISA Credit Cards Purchases 9.9%
  Cash Advances 10.9%
     
** APR = Annual Percentage Rate

Please contact the credit union for any additional terms, fees and conditions that may apply to our loan products.



Current Newsletters
      • July 2010
      • April 2010
      • January 2010
      • September 2009
      • July 2009

New or Used Vehicle Loans
36 Months 2.90% APR
48 Months 3.00% APR
60 Months 3.00% APR
72 Months 4.00% APR
   
Second Mortgage Loans
Up to 10 Years 3.75% APR
10 to 20 Years 4.00% APR

(APR = Annual Percentage Rate. These rates apply to new money only. These rates are effective August 3, 2010.)
(Please contact the credit union for additional terms and conditions.)